Whole Life Participating quick summary

There are lots of topics on this subject, and there are many versions of this policy that make this product good and bad. For my clients who recently got married, starting a family, or bought their first home should think of Whole life par for these reasons.   Here are the benefits of Whole Life Par 20-pay 

Pay in 20 years - policy is paid off.   with setting aside 100/month, 1200 annually, 24,000 in 20 years, you will be guaranteed a payout double or triple times that by the age of 65 if you start at a young age.   Take care of it today and rest assured your legacy will be taken care of. 

Access cash when you need it.   When you get older, more health problems come up and you can have access to the money without the stress of paying it back.   Take a loan when your 65, and then the death benefit pays it off. 

It's not comparable to your retirement savings.  Retirement savings are for things like vacation and maintaining your lifestyle.   Life insurance money is to help build an emergency money aside so that you don't need to take your savings out in times of need. 

100% tax free.  Almost everything grows or that makes money for you is taxed.  Life insurance is one of those only things that grow 100% tax free.  

With Whole Life insurance, you are covered from Day 1 against catastrophic events, yet, it provides a return and an upside that's high enough.