So here’s a crazy stat: 51% of Canadians don't have a Will. You guys, that really alarms me.
There are lots of topics on this subject, and there are many versions of this policy that make this product good and bad. For my clients who recently got married, starting a family, or bought their first home should think of Whole life par for these reasons. Here are the benefits of Whole Life Par 20-pay
Today I'd like to share the top 10 reasons to get Critical illness insurance. Coverage like this unlike car or home insurance has upside benefits should you not need to make a claim. Here they are.
Today is a sad day as I make my first claim as an advisor. Just over two years in the business and with much sadness I am helping my client with a life insurance claim as their 2- year old daughter passed away on Thursday May 2nd, 2019 after falling asleep at daycare and not waking up. It just goes to show that anything can happen and while I am happy that I am able to help contribute to taking care of their affairs, the loss comes with great sadness and I will miss seeing the young child.
Lots of times, mortgage insurance is sold as a quick add-on after you sign the mortgage contract on your new home. Just like your home and mortgage, Life insurance is a decision that needs to be well thought out. Most home buyers purchase mortgage insurance through the bank or through their mortgage broker and don’t realize what they are truly buying.
I will share with you 5 reasons why you should NEVER purchase mortgage insurance from the bank.
This is an important article as families continue to go to the bank or purchase through their mortgage broker. As we live in the digital age, more and more people are getting educated and can research on their own, however most still purchase through the bank.
Here is a video article done by CBC on further information on this topic.
Finally, I want to thank my customers for choosing me as your advisor and allowing me to service you. If there are friends in family in your network that you know that have purchased mortgage insurance and can use Life insurance as the better option, I’m offering a 100.00 gift card to a company as a referral fee.
Everyone should know their chances of not being able to earn an income. That's what your Personal Disability Quotient (PDQ) calculates—your own chance of being injured or becoming ill that could force you to miss work for an extended period of time. Why is this number so important? Think about it. Your ability to earn an income is your most valuable resource. It's what enables you to fund almost everything else that's important to you . . . your home, your family's lifestyle, your children's education, your retirement. Calculate your own PDQ now—and learn what's really at stake. Then let us offer you some tips on what you can do to prevent disability from taking a financial toll on your family.
Greetings! Thank you for stopping by my blog. I'd like to start off my first post to share with everyone why I do what I do so my clients can understand what drives me. Growing up my parents always taught me to "spend your money wisely" . I had no idea exactly that meant or what it would look like however having that ingrained in my head taught me that understanding how money works and planning ahead can really make the difference.